Lina’s Path to Financial Literacy Through GetSetUp

eet Lina, a Mumbaikar, who is a passionate advocate for education and community service, and embodies the spirit of lifelong learning. Originally from Kolkata, Lina’s journey took her to Mumbai post marriage, where she found herself balancing family responsibilities with a desire to contribute to society, "Before my marriage, I was teaching in Kolkata, but due to certain concerns, I had to leave my profession. Yet, I remained active and, as my son grew older, I found an opportunity to give back to society by joining an NGO focused on cancer awareness. For the last 15 years, I've been associated with the Kasturi Foundation, taking up various projects to assist cancer patients. Additionally, I serve as the chairperson of my society, which keeps me quite busy."

Stumbling upon GetSetUp through Facebook during the lockdown, Lina shares, "I found it very interesting, actually. So just, out of curiosity, I joined and after that there was no looking back. Initially, due to my interest in all the technical things, I started with attending tech classes, because I knew the future was technology, and it was important to get with the times” she recalls. Under the guidance of Guides like Raju and Maya, Lina navigated the digital world with newfound confidence. But,her enthusiasm for continuing to learn new things didn't stop at technology; finance classes with Guide Hingorani, Guide Sugata and Guide Ajay and nutrition sessions by Guide Bhavani were among the many that she enjoyed, "It was a fan moment when I met her in person at the Mumbai GetSetUp meet. I religiously followed her classes, filling six to seven registers with notes. They were so interesting and helpful. Thanks to the yoga sessions, I lost four kgs and got toned up. These classes have not only improved our physical health but also our mental well-being, which was crucial during the lockdown and amidst family concerns."

While GetSetUp helped with her tech skills and health, it was the finance sessions that led her to feel empowered to take on responsibilities with her knowledge gained through the sessions, they were transformative for her as she shares with us. From grappling with basic banking concepts to learning about the intricacies of mutual funds and digital transactions, Lina’s journey on the platform showcases the empowering impact of financial literacy. Through initial classes on banking fundamentals, taught by Mr. Datta, she shares, "Step by step, I learnt the basics and because of that, now I am able to use my debit card. It has helped me to be self-reliant. We didn't even know how to do net banking, how to open an account, log in, or what precautions to take. That education was very helpful to me too. My sisters, also keen on learning, have become members too," This personalized approach to learning allowed her to better understand digital banking, investment strategies, and more, paving the way for a newfound confidence in managing her finances. ”The Finance sessions are amazing, the way the Guides on the platform ensure to go at a slow pace ensuring we are learning. That is what makes GetSetUp different from other classes. I also have thoroughly enjoyed the Guest Sessions by Franklin Templeton Guides. I learnt about some books to buy which helped me and I also was introduced to the concept of will writing through those sessions.” 

One of her happiest takeaways from the finance sessions, although, has been how she was able to help her family when tough times hit. As her family navigated these financial challenges, Lina took charge. GetSetUp not only equipped Lina with practical knowledge but also instilled a newfound sense of financial responsibility within her family, “I was very thankful to God that GetSetUp came in my life and through the sessions I have created enough savings so much that I could help my family,” Lina’s approach to saving, grounded in the lessons learned through GetSetUp, emphasizes that no amount is too small to start with. "Even if you start with ₹50...I started with ₹50.  I go to the bank and even deposit ₹50," she shares, illustrating the concept of the power of compounding and how even modest savings can grow over time. 

Reflecting on her experience further, she shares, "There's no end to learning be what your age. GetSetUp's classes helped me navigate technology, understand finance basics, and prioritize mental well-being. The role of education in empowering individuals in their 50s, particularly women, to attain financial independence and stability is so important. For simple, down-to-earth housewives, particularly those from the middle class, GetSetUp acts as the ideal financial mentor because they teach you the nuances. First, we learned how to open an account, how to open an FD. Then, step by step, Mr. Datta and Mr. Ajay guided us through learning about mutual funds, shares, and even wills. You can't just jump into mutual funds; it's not that easy. You have to understand the basics, like opening an account and an FD. We were also taught not to solely focus on the highest interest rate offered by banks. Instead, we learned to assess the stability of a bank. GetSetUp has equipped us with practical knowledge that goes beyond just chasing high interest rates."

Moreover, Lina highlights the supportive environment fostered by GetSetUp, where no question is deemed too trivial, "They never make you feel small. No matter how silly the question, you feel you can really speak up. The guides are patient, fostering a learning environment where we've built our knowledge over the years," This supportive atmosphere has been her lifeline, a source of confidence and empowerment. Lina’s journey with GetSetUp is a powerful testament to the transformative impact of financial literacy, especially for women. "Educating women on finance is not just about money management; it's about empowering them to take control of their lives, to ensure they have the independence to face any situation with dignity and strength," she asserts. As Lina has shown, with the right guidance, support, and tools, anyone can achieve financial independence and stability, ensuring a dignified and secure future for themselves and their loved ones.

Through GetSetUp, Lina found more than just financial lessons; she discovered a community that uplifts, educates, and empowers, making a lasting difference in the lives of many, "Thank you, GetSetUp, for empowering us with the tools to become independent. In our busy lives, you have been a light, offering love, support, and encouragement that has helped us emerge as better finance individuals."

To explore the world of finance, health, and more just like Lina did on GetSetUp. Say 'HI' on WhatsApp to join our vibrant community of Learners today!